Unlock the potential
of your mutual funds

Take a loan against your
mutual fund with FinEzzy

Get an instant loan in just 15 minutes without breaking your investments.
Enjoy financial flexibility while your mutual funds continue to grow.

We make borrowing loan against
mutual fund
as simple as counting 1,2,3!

Here’s why you choose us:

Utilize 15
minutes magic

Get money credited within 15 minutes

Fulfill small financial requirements

Borrow as low as ₹5,000

No documentation required

Don’t get buried in paperwork; we’re 100% digital

Affordable interest
rates

Starting at 7.46% per annum

Maximised
Loan-To-Value

Borrow up to 95% of your current holding value

Loan with CIBIL & proof of income?

Not needed,
we trust you!

Take a look at our

'ZERO Zone'

No Processing
Fee

ZERO Pre-closure Charges

No Hidden
Charges

ZERO Tax
Impact

Follow our 4 effortless steps to
begin your journey with FinEzzy

01

Download the FinEzzy app and fetch your mutual fund holdings

02

Check credit limit and pledge mutual fund units

03

Complete paperless KYC

04

Voila! Receive money within 15 minutes!

Smart insights and quick calculations lead to better financial decisions. Check yourself

[calculator]

Should I withdraw investments

Amount used now

450000

Total Loan Repayment

0

End Portfolio Value

304777

Take a loan instead?

Amount used now

450000

Total Loan Repayment

0

End Portfolio Value

304777

You can gain ₹ 106356 by taking a loan. So obviously Loan Right?

Basis of calculation:

1. You have an investment goal maturing in 5 years 


2. You have been investing monthly for last 3 years and getting 16% annualised returns on your portfolio


3. You want to withdraw certain amount now from this portfolio 


4. You have an option to take a loan on reducing interest rate of 13% per annum, while your investment continues

Check out where you can use a
loan against mutual fund

Debt consolidation:

Paying off high-interest debt through a loan against mutual funds to lower overall interest payments.

Business expansion:

Securing funds to expand or launch a business venture without liquidating investments.

Medical emergencies:

Covering medical treatments, surgeries, or wellness programs.

Unexpected family expenses:

Financing sudden repairs or other family expenses

Your go-to app for instant loan against mutual funds. Anytime! Anywhere!

Scan the QR code

to get FinEzzy mobile app

Frequently asked questions

With FinEzzy, you get a loan tenure ranging from 6 months to 24 months.

The Annual Percentage Rate with FinEzzy begins at just 7.46% per annum. As of now, there is no processing fee or other charges.

At FinEzzy, the total cost of your loan is calculated as interest amount + processing fees. See the sample loan calculation below:
Principal Amount – ₹ 1,00,000
Tenure – 12 monthsEMI ⇒
Principal Repayment + Interest – ₹ 8955
Processing Fee – Zero
Total Loan Repayment Amount – ₹ 8955 x 12 (Principal and Interest) – ₹ 1,07,460
Total Cost of Loan – Interest Amount + Processing Fees – ₹7460 + ₹0 ⇒ ₹ 7,460
Annual Percentage Rate – 7.46%
For an interest-only loan against mutual fund, pay ₹1000 monthly interest for 12 months. Repay the ₹1,00,000 principal at year’s end, totaling ₹1,12,000 with a ₹12,000 loan cost.

Our certifications

Should I withdraw investments

Amount used now

450000

Total Loan Repayment

0

End Portfolio Value

304777

Take a loan instead?

Amount used now

450000

Total Loan Repayment

0

End Portfolio Value

304777

You can gain ₹ 106356 by taking a loan. So obviously Loan Right?

Basis of calculation:

1. You have an investment goal maturing in 5 years 


2. You have been investing monthly for last 3 years and getting 16% annualised returns on your portfolio


3. You want to withdraw certain amount now from this portfolio 


4. You have an option to take a loan on reducing interest rate of 13% per annum, while your investment continues